Did you know that getting into a crash with a commercial truck is significantly more dangerous than getting into an accident with another passenger vehicle? In 2016, 2,112 people lost their lives in accidents with a commercial vehicle. Of those 2,100, 97% were occupants in the passenger vehicle. Truck drivers accounted for only 3%. These numbers are clear on this. When you get into a wreck with a commercial truck, you’re almost certainly going to lose. Just under half of these wrecks occur during peak driving in the morning, between 6am and 3pm. Of these crashes, 60% of them occurred on major highways or interstates. This means that speed plays a huge role in the crashes. But there are other factors at play as well. Truck drivers face a lot of pressure to work long hours in order to meet deadlines. This causes fatigue and slowed reaction times. Many crashes are caused by tire problems as well. Maintaining an 18-wheeler is part of a driver’s job but it’s a ton of work. It’s complicated and involves far more work than just maintaining a standard passenger car. On the website for Russo, Russo & Slania, P.C., a team of Tucson drunk driving truck accident attorneys, I found out that alcohol can also play a role sometimes. The attorneys at this office work on personal injury cases involving a truck driver under the influence of alcohol. They make sure that victims in these accidents have their medical bills, rehabilitation, and lost wages taken care of by truck drivers that make the irresponsible decision to get behind the wheel when drunk.
Sometimes, trucks can weigh up to twenty times more than a passenger car. That means that impacts with a commercial truck can send your vehicle flying a far distance or have it crushed under the immense weight. A collision with one of these trucks is likely to result in severe injury, time away from work, and time in physical rehab. All of these things cost money, not to mention the undue heartache and stress involved. Luckily, most companies that finance these vehicles require that drivers have physical damage coverage that will cover the cost of damage done in a wreck. The minimums on these policies are much higher than the minimums you see on other passenger vehicles. Passenger vehicles can have insurance coverage as low as $25,000.
Unfortunately, insurance companies are not always easy to deal with. Without a lawyer, they may try to get you to settle for less than what you really deserve. If there are other parties involved they may give you the runaround in order that you file with a different insurance provider. Sometimes they’ll even go as far as to hire a private investigator to try and collect evidence that undermines your injury claims. All of this can be mitigated by hiring a lawyer. When you get a lawyer, they’ll handle all communication with the insurance company so that you don’t have to. They help with negotiation and they also can give you a complete outline of everything you need to do so that an insurance company can’t find a reason to deny your claim.